Nobody plans to get sick or injured, but in reality it isn’t always possible to prevent these things from happening. It's critical that you have a meaningful and tailored protection program in place for the financial security of either yourself or your family, if you are unable to work for a prolonged period due to a illness, accident or if you suffer a premature death. Having such a program in place will provide the Control, Certainty and Comfort at a time when you need to be focusing on your health, and not your finances.

As a specialist life insurance risk adviser we are passionate about ensuring that all our clients have the opportunity to make an informed decision on these matters. Ultimately we want our clients to be secure in the knowledge that properly considered plans are in place.


"When you have financial commitments and people who depend on you, a lot rests on your shoulders."

When advising clients in relation to their personal protection needs, there are three key principles which are carefully considered:

It's important to seek professional  advice

Constructing  a meaningful protection program requires specialist knowledge. Seeking advice will not only ensure that you have the right amount of cover but also ensure that the structure of your program is beneficial to you.

Seeking advice will also ensure that the products that make up a meaningful program are complementary to each other, eliminating duplication of cost and coverage

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