Let’s be honest — getting financially fit isn’t just about money. It’s about change. Real change. And change is uncomfortable. You might be fired up after doing your budget or finally facing your debt. But what happens next is where the real challenge begins. Your lifestyle shifts. The way you spend your money changes. And so does the way you...

Let’s get something straight right now. You’re not lazy. You’re not stupid. And you’re not hopeless with money. You just weren’t taught. No one showed you how to budget without feeling broke. No one explained compound interest at school. No one ever sat you down and said, “Hey, if you invest this now, it’ll change your life later.” And because...

That word discipline. Let’s kick things off with one of my favorite quotes from Jordan Peterson: “Discipline is the voluntary restriction of your freedom in pursuit of a higher goal.” Now think about that for a second — voluntary restriction. Discipline in a World of Indulgence In a world that’s always telling you to indulge, upgrade, spend now and worry...

Everyone wants to be an investor. But few want to do the boring bits. It’s a common dream: Owning a bunch of Apple stock, watching it grow year after year, sipping coffee while your investments do all the hard work. Who wouldn’t want to be one of those people with a portfolio full of shares, a couple of properties, and...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Debt can feel like a mountain—impossible to climb. The stress. Interest stacking up. The feeling that you’re getting nowhere. It’s exhausting. But what if I told you there’s a simple, proven way to take control and wipe out your debt...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Most Kiwis work hard, yet struggle to build wealth. Why is that? It’s not because they don’t earn enough—it’s because of hidden traps that keep them stuck. Breaking free requires understanding what’s holding you back. Here are five key reasons...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. The Strength in Saying No Women often face unique financial pressures, whether it’s social spending, beauty standards, or the desire to be generous with family and friends. However, learning to say no to short-term spending in favor of long-term financial...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. The Importance of Professional Investment Advice The reason you would want advice or someone in your corner who has a professional understanding of how it works is so that you don’t make the common mistakes that a lot of startup...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Take Control of Your Finances Well, it’s important to take control of your finances if you want to have no money concerns. And the number one place to start, and it’s something that we always teach, is, of course, budgeting....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. When it comes to building wealth, we usually think of budgeting apps, investment portfolios, or side hustles. But there’s one habit that could be secretly draining your bank account and messing with your millionaire goals: the bottle. Let’s dive into...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Budgeting gets a bad rap. It’s often seen as this big, scary task that only financial wizards can handle. But in reality, budgeting is one of the easiest ways to take control of your money and still feel more empowered....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Ah, Christmas in New Zealand: the smell of barbecues, pavlova piled high with kiwi fruit, and that awkward moment when your spending spirals out of control. One minute you’re stocking up on pineapple lumps and mince pies, and the next,...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Let’s be real—living in New Zealand can feel like a constant battle against your bank account. Everything costs just a little bit too much, and before you know it, your hard-earned dollars disappear faster than your Wi-Fi when your neighbor’s...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. You could be earning $500,000 a year but still feel broke. How? Blowing it all on fast cars, luxury handbags, and champagne baths. Seriously, who does that? Let’s dive into what really determines if someone is rich, middle class, or...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Without clear, actionable financial goals, it’s easy to drift through life without accumulating significant wealth. Vague goals like “I want to get rich” aren’t enough. Let’s dive into the five main behaviors that might be holding you back from building...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s digital world, financial scams are becoming increasingly sophisticated and harder to recognize. Scammers often target people who are looking to make investments, save money, or even just manage their day-to-day finances. New Zealanders, like people everywhere, are at...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’re a full-time employee in New Zealand, understanding how the tax system works is essential for managing your finances effectively. While taxes might seem complicated, New Zealand’s tax system is relatively straightforward compared to other countries. Let’s break down...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Since coming to power, the new coalition government in New Zealand, led by National, ACT and New Zealand First, have implemented several initiatives that have garnered positive responses from many New Zealanders. Here are five key accomplishments. Tax cuts and...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Wealthy individuals often adopt specific attitudes and practices regarding their finances that help them maintain and grow their wealth. Here are five ways they view and operate their money. Long term investment focus Wealthy people prioritise long term investment strategies...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Planning for retirement can be challenging, especially for low income workers. Here are some simple steps to avoid common mistakes and ensure a secure retirement. Know your retirement costs Make a list of expenses. Write down everything you spend money...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Here are five straightforward steps a New Zealand KiwiSaver member can take to make the most out of their KiwiSaver account, even without prior knowledge of KiwiSaver or investing. Choose the right fund type KiwiSaver funds vary from conservative to...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Saying no diplomatically is a valuable skill, especially when managing finances and personal boundaries. Here are five tips to getting it right Express gratitude Begin by showing appreciation for the opportunity or the invitation. This acknowledges the person’s effort in...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Setting up a shared banking system as a couple can help both partners manage their finances efficiently and fairly. Here are five tips to consider. Open a joint account for shared expenses Start by opening a joint bank account that...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Moving in with a partner is a big step and it’s wise to consider the financial implications. Here are the top five financial considerations to keep in mind. Discuss financial goals and values Before moving in, have an open conversation...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Leaving a long-term relationship involves significant emotional and practical changes, including financial considerations that have a lasting effect on your future. Here are the top five financial considerations to keep in mind. Joint assets and liabilities or debts Evaluate all...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Dealing with debt can feel overwhelming, but with a strategic approach you can work your way out of it. Create a comprehensive budget and list of your debts Begin by making a detailed list of all of your debts, including...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Dying without a will in New Zealand, as in many other countries, can lead to several undesirable outcomes. This situation is referred to as dying intestate. Here are five potential complications that can arise. Distribution of your estate may not...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Living paycheck to paycheck is a common financial situation where individuals find themselves with little to no savings after covering their monthly expenses. This scenario can be attributed to a variety of factors. low income One of the primary reasons...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Developing discipline is a fundamental aspect of personal and professional growth. It involves cultivating habits and mindsets that enable you to consistently pursue your goals and adhere to your values. Even in the face of challenges and temptations. Here are...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In New Zealand there are several government support options available for individuals and families who are struggling financially. Here is a general overview of some of the key support systems. Work and income benefits or WINZ This is a part...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are talking about what happens to you as a couple when you save together for an emergency fund and the positive impacts it will have on your relationship. When a couple successfully saves to build a six month...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are talking about  twenty-six things poor people blow their cash on and how to manage that. This is part two. Unnecessary tech upgrades Frequent replacements and upgrades of gadgets. Gadgets are fun. Like we say, if you can’t...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are talking about  twenty-six things poor people blow their cash on and how to manage that. This is part one. New vehicles Let’s be honest, we all like to be seen in a nice car, but unless you...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially.  New Zealand had an election. Here are the top changes that the new national led coalition government in New Zealand will bring for ordinary New Zealanders, including a mix of economic, social, and policy shifts. Here are seven key changes....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Managing finances as a couple can be a complex yet rewarding endeavor. It requires good communication, transparency and strategic planning to ensure both partners are on the same page. Here are some effective strategies from Aileen and Anna that couples...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In a world filled with enticing credit offers and seemingly endless opportunities to borrow money, it’s crucial to exercise caution and prudence when considering taking on debt. While there are instances where borrowing can be a strategic financial move, such...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Debt is a common financial burden that many people will face at some point in their lives. Whether it’s a credit card debt, a buy now pay later, a student loan, a vehicle loan, a personal loan or a mortgage,...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you are eager to supercharge your money game with excitement and purpose, you’re in for a treat. We wanna take you from being a spender to a saver. Fuel your dreams Imagine giving wings to your money dreams. That’s...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Ever feel like you’re always trying to match up to others, or stuck in a never-ending race? If that’s you, stick around. I want to help you break free from this cycle and find your financial peace. The Rat Race...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Cheap life insurance could impact your family’s financial security. While it might be tempting to go for the lowest premium, however quality and the right cover for your situation matters more when it comes to safeguarding your loved one’s future....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Are you tired of feeling stuck? Are you ready to embrace a money mindset change to set you up for success? We want to help you do exactly that, and we reckon we can Envision abundance Imagine thinking of your...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we’re diving into a topic that’s been known to cause a few sleepless nights. Whether you use your hard earned savings to pay down your consumer debts?(credit cards, your personal loans, your car loans, your buy now pay later,...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. An important component to happiness is financial discipline and living within your means. In today’s consumer driven world, it’s easy to fall into the trap of overspending and living beyond our means. However, a growing body of evidence suggests that...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Financial advice can sometimes feel like a luxury reserved for those with deep pockets or complex investment portfolios. But what if I told you that spending $400 on a financial advice chat is worth every single cent? Yes. You heard...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. It’s very easy for the average working New Zealand to feel left behind, constantly yearning for financial security. However, true wealth extends beyond the numbers in our bank account. By embracing a mindset shift and making conscious choices, every individual...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today I’m going to debunk misconceptions on KiwiSaver and I want to shed light on the positive aspectsof KiwiSaver. So let’s explore why KiwiSaver isn’t bad, but in fact a hugely, incredibly valuable tool for financial growth. Long-term savings and...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. This is a good one. This is about government assistance programs in New Zealand and exploring extra financial help. Embarking on a journey towards financial freedom is an empowering endeavor at the best of times, and the New Zealand government...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we explore the major Kiwi Saver Fund types and provide character examples to help you determine which fund aligns with your investment preferences and goals. And if you’re not sure , please come through and have a talk to...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we will explore practical strategies that can help you accelerate your mortgage repayment journey. Let’s dive in! Increase Your Repayment Amount It might seem really obvious but a lot of you aren’t doing it, so I’m gonna say it....