At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Dying without a will in New Zealand, as in many other countries, can lead to several undesirable outcomes. This situation is referred to as dying intestate. Here are five potential complications that can arise. Distribution of your estate may not...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Living paycheck to paycheck is a common financial situation where individuals find themselves with little to no savings after covering their monthly expenses. This scenario can be attributed to a variety of factors. low income One of the primary reasons...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Developing discipline is a fundamental aspect of personal and professional growth. It involves cultivating habits and mindsets that enable you to consistently pursue your goals and adhere to your values. Even in the face of challenges and temptations. Here are...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In New Zealand there are several government support options available for individuals and families who are struggling financially. Here is a general overview of some of the key support systems. Work and income benefits or WINZ This is a part...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are talking about what happens to you as a couple when you save together for an emergency fund and the positive impacts it will have on your relationship. When a couple successfully saves to build a six month...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are talking about  twenty-six things poor people blow their cash on and how to manage that. This is part two. Unnecessary tech upgrades Frequent replacements and upgrades of gadgets. Gadgets are fun. Like we say, if you can’t...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are talking about  twenty-six things poor people blow their cash on and how to manage that. This is part one. New vehicles Let’s be honest, we all like to be seen in a nice car, but unless you...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially.  New Zealand had an election. Here are the top changes that the new national led coalition government in New Zealand will bring for ordinary New Zealanders, including a mix of economic, social, and policy shifts. Here are seven key changes....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Managing finances as a couple can be a complex yet rewarding endeavor. It requires good communication, transparency and strategic planning to ensure both partners are on the same page. Here are some effective strategies from Aileen and Anna that couples...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In a world filled with enticing credit offers and seemingly endless opportunities to borrow money, it’s crucial to exercise caution and prudence when considering taking on debt. While there are instances where borrowing can be a strategic financial move, such...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Debt is a common financial burden that many people will face at some point in their lives. Whether it’s a credit card debt, a buy now pay later, a student loan, a vehicle loan, a personal loan or a mortgage,...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you are eager to supercharge your money game with excitement and purpose, you’re in for a treat. We wanna take you from being a spender to a saver. Fuel your dreams Imagine giving wings to your money dreams. That’s...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Ever feel like you’re always trying to match up to others, or stuck in a never-ending race? If that’s you, stick around. I want to help you break free from this cycle and find your financial peace. The Rat Race...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Cheap life insurance could impact your family’s financial security. While it might be tempting to go for the lowest premium, however quality and the right cover for your situation matters more when it comes to safeguarding your loved one’s future....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Are you tired of feeling stuck? Are you ready to embrace a money mindset change to set you up for success? We want to help you do exactly that, and we reckon we can Envision abundance Imagine thinking of your...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we’re diving into a topic that’s been known to cause a few sleepless nights. Whether you use your hard earned savings to pay down your consumer debts?(credit cards, your personal loans, your car loans, your buy now pay later,...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. An important component to happiness is financial discipline and living within your means. In today’s consumer driven world, it’s easy to fall into the trap of overspending and living beyond our means. However, a growing body of evidence suggests that...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Financial advice can sometimes feel like a luxury reserved for those with deep pockets or complex investment portfolios. But what if I told you that spending $400 on a financial advice chat is worth every single cent? Yes. You heard...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. It’s very easy for the average working New Zealand to feel left behind, constantly yearning for financial security. However, true wealth extends beyond the numbers in our bank account. By embracing a mindset shift and making conscious choices, every individual...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today I’m going to debunk misconceptions on KiwiSaver and I want to shed light on the positive aspectsof KiwiSaver. So let’s explore why KiwiSaver isn’t bad, but in fact a hugely, incredibly valuable tool for financial growth. Long-term savings and...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. This is a good one. This is about government assistance programs in New Zealand and exploring extra financial help. Embarking on a journey towards financial freedom is an empowering endeavor at the best of times, and the New Zealand government...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we explore the major Kiwi Saver Fund types and provide character examples to help you determine which fund aligns with your investment preferences and goals. And if you’re not sure , please come through and have a talk to...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we will explore practical strategies that can help you accelerate your mortgage repayment journey. Let’s dive in! Increase Your Repayment Amount It might seem really obvious but a lot of you aren’t doing it, so I’m gonna say it....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Hey there, fellow financial adventurers. Today we embark on a wild journey into the mysterious and exhilarating world of investing. So buckle up because we’re about to go on a stock market safari where the only thing more unpredictable than...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Life is a fragile and unpredictable journey, and while contemplating our own mortality may be unsettling, it’s the responsibility that we must face. One crucial aspect of planning for the future is securing life insurance. Financial strain, a burden on...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are going to share with you a real life situation that occurred at Super-Advice where we helped a couple to get out of their debt trap. The debt problem Meet Nathan and Kirsten, they had a problem. Nathan...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we want to talk about two things that you should 100% have organised before you get smoked. No one knows when the grim reaper is coming and if you don’t have these things organised, it’s just gonna be a...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Do you find yourself wishing for money? Not planning? You might have a lottery mentality. Here are five ways to identify if you are currently suffering from a lottery mentality. What is lottery mentality? One of the things we see...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you can understand compound interest, you will become wealthier faster. And you will never use debt ever again apart from probably a mortgage. So here, here are five things that you should know. Compound interest is just free money...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. What are five things that wealthy people do that poorer people do not? Now, this is very interesting and it’s good to know because if you’d like to be a wealthier person, take note. Investing Wealthy people tend to invest...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Don’t go broke. Trying to look rich. It is a common thing that we see people believe that if they look rich, they feel better. But don’t be fooled. All you are doing is screwing up future opportunities. Don’t go...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In a time of inflation, in a cost of living crisis, when mortgage payments are going up and rents are going up, the groceries are going up and everything’s getting a little bit scary. You need to reduce your expenses...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you the one thing that you absolutely need to become financially free, discipline. One of the key things that we want to teach you if you don’t feel you have it, that we...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. One of the issues we come across when working with people and trying to help them be better with their money and ultimately achieve financial freedom, which is just a place where you don’t have any financial worries, is helping...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share with you our top five best budgeting tips of all time. Set realistic goals It’s so important to set realistic goals when creating a budget. Setting unrealistic expectations can lead to frustration, which can...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we are in the midst of a cost of living crisis. Inflation is high, everything’s getting more expensive, and people’s incomes are struggling to keep up. So today we have got the 2023 best ways to...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share part two on some money-saving hacks to remain debt free. Create a budget Now, this is just really basic stuff and I’m talking about it all the way through here. You have to have...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share part one on some money-saving hacks to remain debt free. Live within your means Don’t spend more money than you make from your pay. The easiest way to spend more money than you make...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you all about debt. If you have been using debt incorrectly, you will be feeling pain, especially in an environment where interest rates are going up and it’s a cost of living crisis....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share with you some simple ideas to help you gain financial freedom. What is financial freedom? Financial freedom is really just having enough money not to be concerned about how you’re gonna meet your financial...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’re like most Kiwis, you don’t give enough thought to your financial future. It’s one of the biggest regrets among retirees, who look back at their lives and wish they had thought more about saving, budgeting, and spending less...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. For most people, the New Year is a time to set some lofty goals, whether it’s weight loss or quitting smoking. Why not take the opportunity to make some resolutions that will improve your financial future? By making the following...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. The concept of shopping like a boss might seem a bit funny, but if you commit to following these simple tips, you’ll be well on your way to shopping the smart way and saving money at the same time. Before...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how interest rates and inflation are going to hurt you in 2023 and what to do about it. Be prepared 2023 is gonna be a lot of pain for a lot of...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how couples should manage their finances. What doesn’t work We get a lot of questions on how couples should manage money, and it’s not anything that is ever taught. There aren’t really...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a trick that is an absolute winner when it comes to spending less money. The ultimate goal Ultimately we want to spend less so that we can save more and ultimately we...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. We often talk about the power of having a plan and budgeting and what it’s all about is making sure that you’ve got visibility over where money is moving around in your household. It could be around in your business....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you four things holding you back from financial freedom. The blame game It’s my mother’s fault. It’s the government’s fault. It’s my boss’s fault. It’s my partner’s fault. If you are blaming something...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our Seven Super Steps to Financial Freedom. 1 Use your Budgeting Skills We want you to use your budgeting skills. Remember you itemise your income, you itemise, your expenses, and you have...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how you can be better at negotiating big-ticket items. Be brave It’s easy, but be braver! Easy to say, maybe more difficult to do. Most people are scared of negotiating because they...