When Markets Move, Most Kiwis Make This Mistake

Super Advice NZ When Markets Move, Most Kiwis Make This Mistake If you have checked your KiwiSaver balance recently and felt a flicker of concern, you are not alone. Markets across the globe have been volatile, and KiwiSaver balances have reflected that. RNZ reported this week that financial commentators are asking a serious question: can KiwiSaver members handle a long...
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Before Things Change, Is Your Financial Setup Still Right?

Super Advice NZ Before Things Change, Is Your Financial Setup Still Right? There is an election coming later this year. Financial settings can change. KiwiSaver rules can change. Insurance levies, Government incentives, tax settings and the wider economy can all shift over time. Most of us cannot control what happens in Wellington. But we can make sure our own financial...
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Your KiwiSaver Just Changed. Is Yours Set Up Right?

Super Advice NZ — June 2026 Your KiwiSaver Just Changed.Is Yours Set Up Right? Rates went up in April. More changes are locked in. Most Kiwis have no idea if their KiwiSaver is actually working for them. Since 1 April 2026, the minimum KiwiSaver contribution rate went from 3% to 3.5% — for both you and your employer. And it...
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Buy Now, Pay Later Is Keeping You Broke

Super Advice NZ Buy Now, Pay Later Is Keeping You Broke Afterpay, Zip and Laybuy feel like a lifeline when money is tight. Here is what they are actually doing to your finances. They show up everywhere now. At the checkout, in your inbox, in your favourite apps. “Split into 4 payments.” “No interest ever.” “Get it now, sort it...
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Stop Winging Your KiwiSaver

Super Advice Stop Winging Your KiwiSaver Your KiwiSaver could be working a lot harder for you. Here's what to check. Most Kiwis enrolled in KiwiSaver did the bare minimum to sign up — and then never looked at it again. That's completely understandable. Life's busy. But here's the uncomfortable truth: the fund you're in right now could be costing you...
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Merry Christmas from Super Advice!

Thank you so much for your support during 2025!   Our last day will beFriday 19th December and we will reopen for 2026 onMonday 5th January.   If you need to reach usplease text 021 277 8978.   From our team to yours, have a very merry Christmas,stay safe over the holidays & have fun this summer! Copyright (C) 2025...
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He Almost Didn’t Book the Call — Now He Wishes He Did It 10 Years Ago

He’s been driving trucks his whole working life. Early mornings, long days, rain or shine — just doing what had to be done to support his partner and two kids. Like most working families, they weren’t living large, but they got by. Rent was always paid, the fridge was never empty, and the kids didn’t go without. But under the...
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KiwiSaver Might Be Your Biggest Asset — So Don’t Wing It

Most Kiwis have a KiwiSaver account ticking away in the background. Money goes in, a provider looks after it, and we kind of just hope it’ll be worth something decent by the time we retire. But here’s the truth most people don’t hear: If you don’t get advice, you’re probably leaving serious money on the table. KiwiSaver is no small...
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Stop Trying to Look Rich — Start Getting Rich Instead

It’s easy to feel behind these days. Scroll through social media and it looks like everyone your age is driving flash cars, rocking brand-new clothes, going on overseas trips, and living in homes with kitchens straight off The Block NZ. But here’s the thing no one’s telling you: Most of them can’t afford it either. They’ve just found a way...
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You Don’t Need to Be a Genius to Start Investing — Just Know Who to Trust

A lot of everyday Kiwis think investing is only for rich people, finance nerds, or people who somehow “just get it.” Wrong. You don’t need to be a genius to start investing. You don’t need to read the business section every day. And you definitely don’t need to figure it all out on your own. What you do need is someone you...
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