Kiwisaver is a great way to get ahead financially. Super-Advice is here as an independent adviser to make sure you get the most out of it. Kiwisaver accounts are investment accounts that are locked away until retirement, or can be used for your first home and Super-Advice assists you make the best decisions. We will help you understand KiwiSaver and how to get ahead with it.

KiwiSaver made simple!

Use these handy tools to help you understand KiwiSaver and calculate important factors of your KiwiSaver account.

  • How does KiwiSaver work?

    For many people KiwiSaver will be their first investment. So as an employee enrolled in KiwiSaver here is an overview of how it works. Read more

  • What type of investor am I?

    This easy quiz will help you work out your investor profile and indicate what types of fund(s) are best suited to you. Find out

  • Calculate your PIR tax rate

    This is the tax rate applied to your KiwiSaver investment earnings. Its important you register your correct rate so that you don’t owe tax, or over pay as there are no refunds available. Read more

  • Calculate your retirement savings

    See how much KiwiSaver can help you reach your retirement savings goal (savings required to fund the lifestyle you’d like in retirement). Read more

KiwiSaver Resources

New Zealand Herald KiwiSaver articles

A regularly updated collection of relevant articles and columns from the pages of the NZ Herald.

Learn More

Government KiwiSaver website

Official KiwiSaver website containing all forms, info and current legislation.

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Sorted Independent Money Guide

Sorted offers New Zealanders free, impartial information and calculators to help manage their money throughout life.

Learn More

Nature and Scope of the advice

Super-Advice NZ Ltd provides advice to our clients about their investments.

Our financial advisers provide financial advice in relation to Kiwisaver, managed funds, and electronically traded funds.

Fees and Conflicts of Interest

Super-Advice NZ Ltd receives an advice fee from the Kiwisaver providers when appointed by an individual to give advice. If you appoint us to manage your Kiwisaver investment, the provider will pay an advice fee to Super-Advice NZ Ltd. The advice fee amount is based on the amount of the balance.

Super-Advice NZ Ltd charges an advice fee to third parties (ie employer) for providing holistic Kiwisaver advice.

To ensure that our financial advisers prioritise our clients’ interests above their own, we follow an advice process that ensures our recommendations are made on the basis of each client’s goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest. A review of our compliance programme is undertaken annually.