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Super Advice NZ When Markets Move, Most Kiwis Make This Mistake If you have checked your KiwiSaver balance recently and felt a flicker of concern, you are not alone. Markets across the globe have been volatile, and KiwiSaver balances have reflected that. RNZ reported this week that financial commentators are asking a serious question: can KiwiSaver members handle a long...

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Health insurance companies may cover Ozempic and Rybelsus if you have type 2 diabetes. Wegovy injections may be covered by insurance if you have obesity or have overweight and at least one weight-related health condition. Once you have a prescription, you can buy semaglutide medications online and at your local pharmacy. Stop using Tirzepatide and call your healthcare provider right...

Super Advice NZ Before Things Change, Is Your Financial Setup Still Right? There is an election coming later this year. Financial settings can change. KiwiSaver rules can change. Insurance levies, Government incentives, tax settings and the wider economy can all shift over time. Most of us cannot control what happens in Wellington. But we can make sure our own financial...

Super Advice NZ — June 2026 Your KiwiSaver Just Changed.Is Yours Set Up Right? Rates went up in April. More changes are locked in. Most Kiwis have no idea if their KiwiSaver is actually working for them. Since 1 April 2026, the minimum KiwiSaver contribution rate went from 3% to 3.5% — for both you and your employer. And it...

Super Advice NZ Buy Now, Pay Later Is Keeping You Broke Afterpay, Zip and Laybuy feel like a lifeline when money is tight. Here is what they are actually doing to your finances. They show up everywhere now. At the checkout, in your inbox, in your favourite apps. “Split into 4 payments.” “No interest ever.” “Get it now, sort it...

YouTube is one of the most influential platforms in modern media, but its origin story is surprisingly simple: a small team wanted an easier way to share video online. In the early 2000s, uploading and sending video files was slow, formats were inconsistent, and most websites weren’t built for smooth playback. YouTube’s founders focused on removing those barriers—making video sharing as...

YouTube is one of the most influential platforms in modern media, but its origin story is surprisingly simple: a small team wanted an easier way to share video online. In the early 2000s, uploading and sending video files was slow, formats were inconsistent, and most websites weren’t built for smooth playback. YouTube’s founders focused on removing those barriers—making video sharing as...

Super Advice Stop Winging Your KiwiSaver Your KiwiSaver could be working a lot harder for you. Here's what to check. Most Kiwis enrolled in KiwiSaver did the bare minimum to sign up — and then never looked at it again. That's completely understandable. Life's busy. But here's the uncomfortable truth: the fund you're in right now could be costing you...

Thank you so much for your support during 2025!   Our last day will beFriday 19th December and we will reopen for 2026 onMonday 5th January.   If you need to reach usplease text 021 277 8978.   From our team to yours, have a very merry Christmas,stay safe over the holidays & have fun this summer! Copyright (C) 2025...

He’s been driving trucks his whole working life. Early mornings, long days, rain or shine — just doing what had to be done to support his partner and two kids. Like most working families, they weren’t living large, but they got by. Rent was always paid, the fridge was never empty, and the kids didn’t go without. But under the...

Most Kiwis have a KiwiSaver account ticking away in the background. Money goes in, a provider looks after it, and we kind of just hope it’ll be worth something decent by the time we retire. But here’s the truth most people don’t hear: If you don’t get advice, you’re probably leaving serious money on the table. KiwiSaver is no small...

It’s easy to feel behind these days. Scroll through social media and it looks like everyone your age is driving flash cars, rocking brand-new clothes, going on overseas trips, and living in homes with kitchens straight off The Block NZ. But here’s the thing no one’s telling you: Most of them can’t afford it either. They’ve just found a way...

A lot of everyday Kiwis think investing is only for rich people, finance nerds, or people who somehow “just get it.” Wrong. You don’t need to be a genius to start investing. You don’t need to read the business section every day. And you definitely don’t need to figure it all out on your own. What you do need is someone you...

Let’s be honest — getting financially fit isn’t just about money. It’s about change. Real change. And change is uncomfortable. You might be fired up after doing your budget or finally facing your debt. But what happens next is where the real challenge begins. Your lifestyle shifts. The way you spend your money changes. And so does the way you...

Let’s get something straight right now. You’re not lazy. You’re not stupid. And you’re not hopeless with money. You just weren’t taught. No one showed you how to budget without feeling broke. No one explained compound interest at school. No one ever sat you down and said, “Hey, if you invest this now, it’ll change your life later.” And because...

That word discipline. Let’s kick things off with one of my favorite quotes from Jordan Peterson: “Discipline is the voluntary restriction of your freedom in pursuit of a higher goal.” Now think about that for a second — voluntary restriction. Discipline in a World of Indulgence In a world that’s always telling you to indulge, upgrade, spend now and worry...

Everyone wants to be an investor. But few want to do the boring bits. It’s a common dream: Owning a bunch of Apple stock, watching it grow year after year, sipping coffee while your investments do all the hard work. Who wouldn’t want to be one of those people with a portfolio full of shares, a couple of properties, and...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Debt can feel like a mountain—impossible to climb. The stress. Interest stacking up. The feeling that you’re getting nowhere. It’s exhausting. But what if I told you there’s a simple, proven way to take control and wipe out your debt...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Most Kiwis work hard, yet struggle to build wealth. Why is that? It’s not because they don’t earn enough—it’s because of hidden traps that keep them stuck. Breaking free requires understanding what’s holding you back. Here are five key reasons...