Image

Why is KiwiSaver bad? Shattering Myths

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today I’m going to debunk misconceptions on KiwiSaver and I want to shed light on the positive aspectsof KiwiSaver. So let’s explore why KiwiSaver isn’t bad, but in fact a hugely, incredibly valuable tool for financial growth. Long-term savings and...
Read More
Image

Government Assistance Programs in NZ: Exploring Extra Financial Help

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. This is a good one. This is about government assistance programs in New Zealand and exploring extra financial help. Embarking on a journey towards financial freedom is an empowering endeavor at the best of times, and the New Zealand government...
Read More
Image

Which KiwiSaver Fund should you be in?: Demystifying KiwiSaver funds

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we explore the major Kiwi Saver Fund types and provide character examples to help you determine which fund aligns with your investment preferences and goals. And if you’re not sure , please come through and have a talk to...
Read More
Image

How to pay your mortgage faster: Unlock the Path to Mortgage Freedom

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we will explore practical strategies that can help you accelerate your mortgage repayment journey. Let’s dive in! Increase Your Repayment Amount It might seem really obvious but a lot of you aren’t doing it, so I’m gonna say it....
Read More
Image

The stock market safari Learning to Invest!

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Hey there, fellow financial adventurers. Today we embark on a wild journey into the mysterious and exhilarating world of investing. So buckle up because we’re about to go on a stock market safari where the only thing more unpredictable than...
Read More
Image

What can happen when you don’t have life insurance?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Life is a fragile and unpredictable journey, and while contemplating our own mortality may be unsettling, it’s the responsibility that we must face. One crucial aspect of planning for the future is securing life insurance. Financial strain, a burden on...
Read More
Image

Escape the debt trap:Real Life Story

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we are going to share with you a real life situation that occurred at Super-Advice where we helped a couple to get out of their debt trap. The debt problem Meet Nathan and Kirsten, they had a problem. Nathan...
Read More
Image

Don’t get smoked without first doing these 2 things!

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Today we want to talk about two things that you should 100% have organised before you get smoked. No one knows when the grim reaper is coming and if you don’t have these things organised, it’s just gonna be a...
Read More
Image

What is Lottery Mentality?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Do you find yourself wishing for money? Not planning? You might have a lottery mentality. Here are five ways to identify if you are currently suffering from a lottery mentality. What is lottery mentality? One of the things we see...
Read More
Image

Free Money – learn how to get some

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you can understand compound interest, you will become wealthier faster. And you will never use debt ever again apart from probably a mortgage. So here, here are five things that you should know. Compound interest is just free money...
Read More
Image

What wealthy people do that poor people don’t

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. What are five things that wealthy people do that poorer people do not? Now, this is very interesting and it’s good to know because if you’d like to be a wealthier person, take note. Investing Wealthy people tend to invest...
Read More
Image

Don’t go broke trying to look rich

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. Don’t go broke. Trying to look rich. It is a common thing that we see people believe that if they look rich, they feel better. But don’t be fooled. All you are doing is screwing up future opportunities. Don’t go...
Read More
Image

5 good ways to reduce excess spending

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In a time of inflation, in a cost of living crisis, when mortgage payments are going up and rents are going up, the groceries are going up and everything’s getting a little bit scary. You need to reduce your expenses...
Read More
Image

5 ways to develop discipline

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you the one thing that you absolutely need to become financially free, discipline. One of the key things that we want to teach you if you don’t feel you have it, that we...
Read More
Image

5 ways to convince your partner to reduce spending

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. One of the issues we come across when working with people and trying to help them be better with their money and ultimately achieve financial freedom, which is just a place where you don’t have any financial worries, is helping...
Read More
Image

5 Best budgeting tips of all time

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share with you our top five best budgeting tips of all time. Set realistic goals It’s so important to set realistic goals when creating a budget. Setting unrealistic expectations can lead to frustration, which can...
Read More
Image

Best ways to save money in 2023

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we are in the midst of a cost of living crisis. Inflation is high, everything’s getting more expensive, and people’s incomes are struggling to keep up. So today we have got the 2023 best ways to...
Read More
Image

What makes a good Kiwisaver fund?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, what makes a good KiwiSaver fund? There are a lot of choices out there, but here are some things you can look for. Fees One of the things you can take note of is fees. How...
Read More
Image

Where to get QUALITY KiwiSaver Advice

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share a few interesting facts about KiwiSaver providers and where you can find the best advice for you and your KiwiSaver. Providers don’t always give advice I think the important thing to note is most...
Read More
Image

6 Money Saving Hacks you need to know PART 2

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share part two on some money-saving hacks to remain debt free. Create a budget Now, this is just really basic stuff and I’m talking about it all the way through here. You have to have...
Read More
Image

3 Money Saving Hacks you need to know PART 1

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share part one on some money-saving hacks to remain debt free. Live within your means Don’t spend more money than you make from your pay. The easiest way to spend more money than you make...
Read More
Image

Preparing you and your finances for a natural disaster

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we talk about something that is quite topical at the moment and that is how to prepare financially for a natural disaster. Have an emergency fund Something that we rattle on about quite a lot is...
Read More
Image

When is a good time to review your Kiwi Saver?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share why now is a good time to review your Kiwi Saver. h2>The time is now The beginning of the year is a perfect time to have a look at your Kiwi Saver and decide...
Read More
Image

Debt is screwing you!!!

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you all about debt. If you have been using debt incorrectly, you will be feeling pain, especially in an environment where interest rates are going up and it’s a cost of living crisis....
Read More
Image

Simple ideas to help you gain financial freedom

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share with you some simple ideas to help you gain financial freedom. What is financial freedom? Financial freedom is really just having enough money not to be concerned about how you’re gonna meet your financial...
Read More
Image

New year steps to set you financially free

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you some new year steps you can take to set yourself financially free. Do a budget. Find out what your income is, what you take home. Find out what your fixed expenses are,...
Read More
Image

Life’s Treasures: Positive Life Lessons and words of wisdom

It’s important to live each day with positive thoughts and a sense of happiness, even if life has its ups and downs. If you can keep your focus on the good things, you’ll be able to appreciate the little things in life, as well as the big ones. You’ll also be better prepared to handle any negative events that come...
Read More
Image

Get Your Money Together: Setting Personal Financial Goals for 2023

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’re like most Kiwis, you don’t give enough thought to your financial future. It’s one of the biggest regrets among retirees, who look back at their lives and wish they had thought more about saving, budgeting, and spending less...
Read More
Image

6 Financial New Years Resolutions to Make You Money in 2023

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. For most people, the New Year is a time to set some lofty goals, whether it’s weight loss or quitting smoking. Why not take the opportunity to make some resolutions that will improve your financial future? By making the following...
Read More
Image

Real Life Testimonials, and Comments

Today we are sharing with you some testimonials and comments that we have had come through. Read what people had to say. Comments “A friend of mine is fighting cancer and is trying to come up with $80K to fund a non-pharmac drug. I need medical cover that would cover that because I don’t ever want that to be me...
Read More
Image

Our Most Popular Content 2022

Check out our most popular content of 2022 Our most popular video on TikTok Watch the video Our Top three Youtube Videos Our Top three Blog Posts READ FULL BLOG POST READ FULL BLOG POST READ FULL BLOG POST That’s a wrap If you need any financial help or advice please get in touch with us at Super-Advice....
Read More
Image

How to shop like a boss and save cash

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. The concept of shopping like a boss might seem a bit funny, but if you commit to following these simple tips, you’ll be well on your way to shopping the smart way and saving money at the same time. Before...
Read More
Image

Is KiwiSaver a SCAM?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we debunk some myths and comments about KiwiSaver being a scam. Is KiwiSaver really a scam? We’ve talked about this before and the reason we are bringing it up again is very recently we did a...
Read More
Image

Interest Rates and Inflation is going to HURT YOU in 2023!

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how interest rates and inflation are going to hurt you in 2023 and what to do about it. Be prepared 2023 is gonna be a lot of pain for a lot of...
Read More
Image

How to happilly manage money as a couple

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how couples should manage their finances. What doesn’t work We get a lot of questions on how couples should manage money, and it’s not anything that is ever taught. There aren’t really...
Read More
Image

When should you start investing?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you what we think about when you should invest in shares and how you can easily start. It’s never too late to start investing Start now. This is my message to all of...
Read More
Image

Why do people own shares?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we dive into why people own shares and some interesting facts about how you make money from them. Why would you want to own shares or stocks? The reason is simple. You are looking to make...
Read More
Image

Money out of thin air!?!

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how banks make money out of thin air. Did you know that banks can create money out of nothing? That money that you borrow when you go and buy a house is...
Read More
Image

Cancer Cash – Trauma Insurance

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a basic rundown of trauma insurance. Trauma Insurance Did you realise you could purchase insurance that will pay you a big chunk of cash if you got cancer? Did you realise that...
Read More
Image

KiwiSaver Default Fund Mistakes

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our experience with KiwiSaver and how you can make sure you are getting the most out of your investment. Why KiwiSaver is so good When we have our advice conversations with many...
Read More
Image

Cryptocurrency, Yay or Nay?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post Jeremy shares with you his views on cryptocurrency. What is Cryptocurrency? We get a lot of questions on cryptocurrency and whether we should invest in it.. We don’t advocate investing in cryptocurrency. Cryptocurrency essentially is a...
Read More
Image

By now, pay later, beware

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our opinion on buy now, pay later facilities. When are they helpful? There are brands like Afterpay and Zip, and these facilities can be helpful if you are in a bind. Let’s...
Read More
Image

How do people become millionaires?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a very interesting study about the common factor between millionaires and tips on how you can achieve financial freedom. Recent study We recently reviewed a study undertaken in the United States and...
Read More
Image

How banks and money were developed

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share a bit of history and a story about how banks and money were developed. Early trading Back in the early, early days, people would trade items. For example, 10 chickens for one goat, or...
Read More
Image

What is a share?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we will help you to easily understand what a share is. To keep it simple Without getting overly complicated, and the honest truth is it’s not that complicated. A share is a small piece of a...
Read More
Image

What is income protection?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you things you need to know about income insurance. What is income protection? The purpose of income protection insurance is to replace your income if you can no longer work to make that...
Read More
Image

How carrying cash can save you money

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a trick that is an absolute winner when it comes to spending less money. The ultimate goal Ultimately we want to spend less so that we can save more and ultimately we...
Read More
Image

Steps to transfer your Aussie Super

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’ve lived in Australia, you would’ve been earning Superannuation on top of your salary or wages, and today we want to share with you the steps required to have that transferred to your KiwiSaver. Step 1 Find your Australian...
Read More
Image

How to make a budget

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. We often talk about the power of having a plan and budgeting and what it’s all about is making sure that you’ve got visibility over where money is moving around in your household. It could be around in your business....
Read More
Image

4 things holding you back from financial freedom

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you four things holding you back from financial freedom. The blame game It’s my mother’s fault. It’s the government’s fault. It’s my boss’s fault. It’s my partner’s fault. If you are blaming something...
Read More
Image

" " indicates required fields

Name