At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you things you need to know about income insurance. What is income protection? The purpose of income protection insurance is to replace your income if you can no longer work to make that...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a trick that is an absolute winner when it comes to spending less money. The ultimate goal Ultimately we want to spend less so that we can save more and ultimately we...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’ve lived in Australia, you would’ve been earning Superannuation on top of your salary or wages, and today we want to share with you the steps required to have that transferred to your KiwiSaver. Step 1 Find your Australian...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. We often talk about the power of having a plan and budgeting and what it’s all about is making sure that you’ve got visibility over where money is moving around in your household. It could be around in your business....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you four things holding you back from financial freedom. The blame game It’s my mother’s fault. It’s the government’s fault. It’s my boss’s fault. It’s my partner’s fault. If you are blaming something...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you reasons why a drop in your KiwiSaver can be a good thing. Your picking up cheaper units First of all, if you are noticing a drop in your Kiwi saver balance, it...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you the difference between a Bull and Bear market. Bull Market Vs Bear Market You may hear two terms being thrown around on the news, in financial publications, or on social media which...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we answer the question, should you switch your KiwiSaver to a conservative fund? My KiwiSaver balances shrinking. Should I switch into a conservative fund? Those that should think about switching to a conservative fund are people...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our Seven Super Steps to Financial Freedom. 1 Use your Budgeting Skills We want you to use your budgeting skills. Remember you itemise your income, you itemise, your expenses, and you have...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you reasons an employer should consider a financial wellness programe for their employees. 1 Overall Wellness Financial wellness makes up a large percentage of overall wellness. If you think about it, everything costs...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our experience with employers buying insurance for employees and if they appreciate it. Will my employees appreciate insurance? Yes and no. At Super-Advice we have installed a lot of group insurance plans...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we shed some light on why you would want health insurance even when health treatments are free in New Zealand. What is an acute injury? Let’s imagine that you are crossing the road and you get...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going to go over life stages where you may need life insurance and the different types of insurance. How do you know if you need life insurance? These are three reasons that we discuss...