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Reasons why KiwiSaver dropping can be a good thing

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you reasons why a drop in your KiwiSaver can be a good thing. Your picking up cheaper units First of all, if you are noticing a drop in your Kiwi saver balance, it...
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What is a Bull and Bear market?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you the difference between a Bull and Bear market. Bull Market Vs Bear Market You may hear two terms being thrown around on the news, in financial publications, or on social media which...
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Should I switch my KiwiSaver to a conservative fund

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we answer the question, should you switch your KiwiSaver to a conservative fund? My KiwiSaver balances shrinking. Should I switch into a conservative fund? Those that should think about switching to a conservative fund are people...
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Seven Super Steps to Financial Freedom

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our Seven Super Steps to Financial Freedom. 1 Use your Budgeting Skills We want you to use your budgeting skills. Remember you itemise your income, you itemise, your expenses, and you have...
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Four Reasons an employer should consider a financial wellness programme

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you reasons an employer should consider a financial wellness programe for their employees. 1 Overall Wellness Financial wellness makes up a large percentage of overall wellness. If you think about it, everything costs...
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Will my employees appreciate insurance if I buy it for them?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our experience with employers buying insurance for employees and if they appreciate it. Will my employees appreciate insurance? Yes and no. At Super-Advice we have installed a lot of group insurance plans...
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If health treatments are free in New Zealand, why would you ever want health insurance?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we shed some light on why you would want health insurance even when health treatments are free in New Zealand. What is an acute injury? Let’s imagine that you are crossing the road and you get...
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I worked and earned money in Australia, should I transfer my Superannuation to New Zealand?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you whether or not you should transfer your Australian Super to New Zealand. Ultimately up to you Ultimately the end decision is up to you because it’s your money and your choice. We...
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How can I be better at negotiating big ticket items?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how you can be better at negotiating big-ticket items. Be brave It’s easy, but be braver! Easy to say, maybe more difficult to do. Most people are scared of negotiating because they...
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How do I get out of debt?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you what we think about what you should do when it comes to getting out of debt. How does consumer debt work? Debt is an absolute passion of ours, an absolute passion because...
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Savings vs Investing what should you do?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you what we think about what you should do when it comes to Savings vs Investing. Savings versus investing. What should I do? Both! That is the answer. Saving is the act of...
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How to teach kids about money, Story Time

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post Jeremy shares a story about how he has taught his kids about money and has some real nuggets of wisdom to share with you. Jeremy’s Story We wanted to show the two boys the value of...
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How do I help my kids into their first home?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going to be talking about how you can help your kids into their first homes by investing with them. What is the best way to help my kids into their first home? Property prices...
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How do I know if I need life Insurance?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going to go over life stages where you may need life insurance and the different types of insurance. How do you know if you need life insurance? These are three reasons that we discuss...
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Do you need a Will?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going to go share with you everything we know about Wills, so you can make an informed decision about choosing to have one or not. Do I need a Will? Do you need a...
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Is KiwiSaver Safe?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going to bust some myths and share some truths about KiwiSaver. Is Kiwi Saver actually safe? Our answer would definitely be yes. We’ve spoken to a lot of people who distrust KiwiSaver. The most...
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What are the best ways to save money?

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going through the best ways to save money, our tips, and helpful hints. Understand the movement of money The first thing that we suggest is that you need to understand the movement of money...
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