At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you the one thing that you absolutely need to become financially free, discipline. One of the key things that we want to teach you if you don’t feel you have it, that we...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. One of the issues we come across when working with people and trying to help them be better with their money and ultimately achieve financial freedom, which is just a place where you don’t have any financial worries, is helping...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share with you our top five best budgeting tips of all time. Set realistic goals It’s so important to set realistic goals when creating a budget. Setting unrealistic expectations can lead to frustration, which can...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we are in the midst of a cost of living crisis. Inflation is high, everything’s getting more expensive, and people’s incomes are struggling to keep up. So today we have got the 2023 best ways to...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, what makes a good KiwiSaver fund? There are a lot of choices out there, but here are some things you can look for. Fees One of the things you can take note of is fees. How...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share a few interesting facts about KiwiSaver providers and where you can find the best advice for you and your KiwiSaver. Providers don’t always give advice I think the important thing to note is most...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share part two on some money-saving hacks to remain debt free. Create a budget Now, this is just really basic stuff and I’m talking about it all the way through here. You have to have...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share part one on some money-saving hacks to remain debt free. Live within your means Don’t spend more money than you make from your pay. The easiest way to spend more money than you make...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we talk about something that is quite topical at the moment and that is how to prepare financially for a natural disaster. Have an emergency fund Something that we rattle on about quite a lot is...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share why now is a good time to review your Kiwi Saver. h2>The time is now The beginning of the year is a perfect time to have a look at your Kiwi Saver and decide...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you all about debt. If you have been using debt incorrectly, you will be feeling pain, especially in an environment where interest rates are going up and it’s a cost of living crisis....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post, we share with you some simple ideas to help you gain financial freedom. What is financial freedom? Financial freedom is really just having enough money not to be concerned about how you’re gonna meet your financial...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you some new year steps you can take to set yourself financially free. Do a budget. Find out what your income is, what you take home. Find out what your fixed expenses are,...

It’s important to live each day with positive thoughts and a sense of happiness, even if life has its ups and downs. If you can keep your focus on the good things, you’ll be able to appreciate the little things in life, as well as the big ones. You’ll also be better prepared to handle any negative events that come...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’re like most Kiwis, you don’t give enough thought to your financial future. It’s one of the biggest regrets among retirees, who look back at their lives and wish they had thought more about saving, budgeting, and spending less...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. For most people, the New Year is a time to set some lofty goals, whether it’s weight loss or quitting smoking. Why not take the opportunity to make some resolutions that will improve your financial future? By making the following...

Today we are sharing with you some testimonials and comments that we have had come through. Read what people had to say. Comments “A friend of mine is fighting cancer and is trying to come up with $80K to fund a non-pharmac drug. I need medical cover that would cover that because I don’t ever want that to be me...

Check out our most popular content of 2022 Our most popular video on TikTok Watch the video Our Top three Youtube Videos Our Top three Blog Posts READ FULL BLOG POST READ FULL BLOG POST READ FULL BLOG POST That’s a wrap If you need any financial help or advice please get in touch with us at Super-Advice....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. The concept of shopping like a boss might seem a bit funny, but if you commit to following these simple tips, you’ll be well on your way to shopping the smart way and saving money at the same time. Before...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we debunk some myths and comments about KiwiSaver being a scam. Is KiwiSaver really a scam? We’ve talked about this before and the reason we are bringing it up again is very recently we did a...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how interest rates and inflation are going to hurt you in 2023 and what to do about it. Be prepared 2023 is gonna be a lot of pain for a lot of...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how couples should manage their finances. What doesn’t work We get a lot of questions on how couples should manage money, and it’s not anything that is ever taught. There aren’t really...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you what we think about when you should invest in shares and how you can easily start. It’s never too late to start investing Start now. This is my message to all of...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we dive into why people own shares and some interesting facts about how you make money from them. Why would you want to own shares or stocks? The reason is simple. You are looking to make...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how banks make money out of thin air. Did you know that banks can create money out of nothing? That money that you borrow when you go and buy a house is...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a basic rundown of trauma insurance. Trauma Insurance Did you realise you could purchase insurance that will pay you a big chunk of cash if you got cancer? Did you realise that...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our experience with KiwiSaver and how you can make sure you are getting the most out of your investment. Why KiwiSaver is so good When we have our advice conversations with many...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post Jeremy shares with you his views on cryptocurrency. What is Cryptocurrency? We get a lot of questions on cryptocurrency and whether we should invest in it.. We don’t advocate investing in cryptocurrency. Cryptocurrency essentially is a...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our opinion on buy now, pay later facilities. When are they helpful? There are brands like Afterpay and Zip, and these facilities can be helpful if you are in a bind. Let’s...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a very interesting study about the common factor between millionaires and tips on how you can achieve financial freedom. Recent study We recently reviewed a study undertaken in the United States and...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share a bit of history and a story about how banks and money were developed. Early trading Back in the early, early days, people would trade items. For example, 10 chickens for one goat, or...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we will help you to easily understand what a share is. To keep it simple Without getting overly complicated, and the honest truth is it’s not that complicated. A share is a small piece of a...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you things you need to know about income insurance. What is income protection? The purpose of income protection insurance is to replace your income if you can no longer work to make that...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you a trick that is an absolute winner when it comes to spending less money. The ultimate goal Ultimately we want to spend less so that we can save more and ultimately we...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. If you’ve lived in Australia, you would’ve been earning Superannuation on top of your salary or wages, and today we want to share with you the steps required to have that transferred to your KiwiSaver. Step 1 Find your Australian...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. We often talk about the power of having a plan and budgeting and what it’s all about is making sure that you’ve got visibility over where money is moving around in your household. It could be around in your business....

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you four things holding you back from financial freedom. The blame game It’s my mother’s fault. It’s the government’s fault. It’s my boss’s fault. It’s my partner’s fault. If you are blaming something...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you reasons why a drop in your KiwiSaver can be a good thing. Your picking up cheaper units First of all, if you are noticing a drop in your Kiwi saver balance, it...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you the difference between a Bull and Bear market. Bull Market Vs Bear Market You may hear two terms being thrown around on the news, in financial publications, or on social media which...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we answer the question, should you switch your KiwiSaver to a conservative fund? My KiwiSaver balances shrinking. Should I switch into a conservative fund? Those that should think about switching to a conservative fund are people...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our Seven Super Steps to Financial Freedom. 1 Use your Budgeting Skills We want you to use your budgeting skills. Remember you itemise your income, you itemise, your expenses, and you have...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you reasons an employer should consider a financial wellness programe for their employees. 1 Overall Wellness Financial wellness makes up a large percentage of overall wellness. If you think about it, everything costs...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you our experience with employers buying insurance for employees and if they appreciate it. Will my employees appreciate insurance? Yes and no. At Super-Advice we have installed a lot of group insurance plans...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we shed some light on why you would want health insurance even when health treatments are free in New Zealand. What is an acute injury? Let’s imagine that you are crossing the road and you get...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you whether or not you should transfer your Australian Super to New Zealand. Ultimately up to you Ultimately the end decision is up to you because it’s your money and your choice. We...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you how you can be better at negotiating big-ticket items. Be brave It’s easy, but be braver! Easy to say, maybe more difficult to do. Most people are scared of negotiating because they...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you what we think about what you should do when it comes to getting out of debt. How does consumer debt work? Debt is an absolute passion of ours, an absolute passion because...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we share with you what we think about what you should do when it comes to Savings vs Investing. Savings versus investing. What should I do? Both! That is the answer. Saving is the act of...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post Jeremy shares a story about how he has taught his kids about money and has some real nuggets of wisdom to share with you. Jeremy’s Story We wanted to show the two boys the value of...

At Super-Advice we are about all things financial, but more importantly, helping people understand so they can get ahead financially. In today’s blog post we are going to be talking about how you can help your kids into their first homes by investing with them. What is the best way to help my kids into their first home? Property prices...